Annual Enrollment Benefits

The FutureBuilder 401(k)
You can begin making before-tax and/or Roth after-tax contributions to your FutureBuilder account when you complete 90 days of service. It’s easy to enroll in FutureBuilder or make changes to your contributions or investments during your enrollment session!
Did You Know?
  • You can make Roth 401(k) after-tax contributions to your FutureBuilder account. Click here for a comparison of traditional before-tax 401(k) contributions and after-tax Roth 401(k) contributions.
  • Automatic escalation of your FutureBuilder contribution percentage is available! You can choose to have your contribution percentage automatically increased by 1% each year up to a maximum target rate of 10% through the Quick Enrollment Process, or you can choose your own automatic contribution percentage increase and maximum target rate (up to 50%). You can enroll in automatic escalation during your annual enrollment session!
  • What's New in 2012?
    Financial Engines Investment Advice: Available NOW!
    Financial Engines is an independent investment advisor that provides unbiased advice to FutureBuilder 401(k) Plan participants. Click here to watch a video about the program. Log on to Your Benefits Resources from and click on the Savings & Retirement menu to access this valuable service.
    Ayco Money in Motion Personal Finance Program
    Associates will have access to financial education and counseling at a highly discounted rate effective 1/1/12. Click here to watch a video about the program. To learn more about or enroll in this program, visit and choose the Financial Benefits tab.

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    How FutureBuilder Helps You Prepare for Retirement

    The Employee Stock Purchase Plan

    Back to Chapter List

    Annual Enrollment Benefits